If you are aged 24 or over and want to study an Access to Higher Education Diploma, a Level 3 or 4 Certificate or Diploma, there is help available to fund your course.

Study for the career you want now without having to pay course fees up-front with the 24+ Advanced Learner Loan.

Courses available

  • Business Administration
  • Adult Care
  • Children and Young People Workforce
  • Business Management
  • Education

Qualify now pay later

  • Advanced Learner Loans are available to cover tuition fees for learners aged 24+ who are enrolling on courses at Level 3 and above
  • No credit check
  • No repayments until you earn over £27,000 per year
  • Easy to apply for
  • Low rate of interest

A 24+ Advanced Learning Loan can help you to:

  • Boost your career prospects.
  • Refresh your industry skills.
  • Progress to Higher Education.
  • Help you to get any qualification.

To qualify for the 24+ Advanced Learning Loan you’ll need to be:

  • Aged 24 and over at the start of your course
  • A resident in the UK for three years prior to the start of the course
  • Enrolling on a publicly funded course at Level 3 or 4, such as: A-Levels, Access to HE Diplomas, other Diplomas and Certificates.

How is the loan paid?

  • Student Finance England (SFE) pay your course fees directly to the College
  • You will only start to repay the loan once you have completed your course and are earning over £27,000 per year
  • Any loan remaining after 25 years will be written off
  • You will pay 9% of any income earned over £27,000

What are the repayment rates?

The repayment rates depend upon salary after completion of the course: you pay 9 per cent of any income over £27,000 a year – see the table below for examples:

Your annual income (before tax)Your monthly income (before tax)Monthly repayments
£27,295£2,274£0
£28,000£2,333£5
£29,000£2,458£16
£31,000£2,583£27
£33,000£2,750£42

Access to Higher Education (HE) course

Student Finance England will ‘write off’ any outstanding Advanced Learner Loan balances you owe for an Access to HE course once you complete a higher education course. This means you do not have to repay it.

Find out more about 24+ Advanced Learner Loans on Gov.uk